About Us

We're powering the future of finance

HUBUC is an embedded finance powerhouse behind brands that want to offer financial services.

From a single API and with just one contract, HUBUC covers compliance and provides access to fintech and banking services for brands to create new revenue streams, increase customer loyalty and enhance user experience.

Key Facts

24 Employees
11 Nationalities

Y Combinator Graduate

Barcelona, Amsterdam, London 🚀

Operating in 58 countries

Our Story


MAY 2020

MVP Launch

JUNE 2020

Core Team

AUG 2020

Joined Y Combinator

DEC 2020

IBAN Accounts & Payments Released in 58 countries

MAR 2021

Joined Mastercard Fintech Express program

JUL 2021

Virtual & Physical Card Issuing released across EU & UK

SEP 2021

16X Annual revenue growth

DEC 2021

PCI DSS v3.2.1 - Level 1 Certification

JAN 2022

$10M Seed Round led by WndrCo & Runa Capital

FEB 2022

Our Values

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We're inclusive

A global team of 27+ spans 10+ countries. We believe in a safe, welcoming, and inclusive environment.

We're individual

We solve hard problems together. But we communicate asynchronously, work independently, and own our work.

We're ambitious

If you've got the courage to work in the fintech market, with HUBUC you'll have the opportunity to set yourself apart.

We aren't afraid to fail

Not every failure contains the seeds of future success. But some do. We always analyze, learn and improve.

We're determined

Scaling a fintech isn't for the faint-hearted. But if you have drive, ambition and a hunger to learn - join HUBUC.

Our Team

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Hasan Nawaz

CEO / Co-Founder

A technologist turned entrepreneur, In 2017 Hasan launched an HFT system for Crypto markets. Together with Ignacio, he launched a P2P QR Payments system for offline businesses, PIGARI - Corporate debit cards for SME and Freelancers, and now HUBUC.

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Ignacio Javierre

COO / Co-Founder

Ignacio co-founded HUBUC with Hasan Nawaz in 2019 to democratise access to fintech products, and draws on his expertise in Banking as a Service (BaaS) and fintech to drive HUBUC’s rapid expansion.

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Justine Gilder

Head of Compliance / MLRO

With over 25 years’ experience in compliance and retail banking management, Justine has been the driving force behind the business growth of numerous financial services firms, both in consultancy roles as well as key internal positions; focusing on the creation, implementation and development of financial crime prevention frameworks.

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Giorgia Arlati

HR Analyst

I’ve always loved travelling and learning new languages as this allowed me to truly explore other cultures and in a way to get to know myself. Interacting with people in their native language creates more room for communication and honest exchanges and HUBUC gave me a chance to do just that by allowing me to interact with people from 18 different nationalities on a daily basis.

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Rubén Bajo

Head Of Expansion Spain

Father of two wonderful children. Lover of all things related to entrepreneurship, startups and fintech. Trying to have a clear purpose to leave a legacy.

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Colin Piri

Compliance Manager

There is a solution to most problems, you just need to be imaginative.


Arek Pietrzyk

Senior Solutions Architect

Father of two, husband, tech-addicted.


Sejal P. Vaghasia

Front-end developer

I'm a hard-working individual who believes in integrity and a quick learner. Also, I'm a friendly and outgoing individual who can adapt to any work culture. Improving my development skills by learning new tools and technologies.

Oleg Baranov

Oleg Baranov

Lead Developer

I am 25 years old with 13 years of Web & Software development experience including eCommerce, malicious traffic filtering services and GameDev. Have a dog named after programming language and 20 countries visited. Working without coffee breaks, cause I don’t like coffee.

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Vinkal Tailor

Front-end developer

If you can dream it, you can definitely achieve it.

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Sergey Kandyla

Infrastructure Engineer

I like automation, system design, golang. At life I value my family the most, I am a happy father. Also, I’m keen on extreme sports.

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